“Financial Literacy and Management Practices of Public School   Teachers: Implications for an Intervention Plan” (2026) Journal of Advanced Multidisciplinary Studies (JAMS),, 1(2), pp. Page 1401–1418. Available at: https://jamsjournal.org/JAMS/article/view/financial-literacy-and-management-practices-of-public-school-tea (Accessed: 21 September 2026).