The Learning Assurance Frontier: A Capacity-Constrained Theory of Generative AI, Knowledge Verification, and Independent Learning Transfer

Authors

  • Kwan Hong TAN Singapore University of Social Sciences, Singapore Author

Keywords:

generative artificial intelligence, independent learning transfer, epistemic verification, educational assessment, cognitive offloading, learning assurance frontier

Abstract

Generative artificial intelligence (GenAI) can improve the speed and polish of assessed work without necessarily strengthening knowledge that learners can independently reproduce. Existing accounts of cognitive offloading and responsible AI identify this risk, but provide limited formal guidance for allocating verification effort when AI output volume rises faster than learner and educator capacity. This article develops the Learning Assurance Frontier (LAF), a capacity-constrained theory of AI-assisted learning that distinguishes production, verification, and delayed independent transfer. Using analytic modelling, constrained optimisation, and transparent numerical scenarios, it derives conditional propositions: (i) the fraction of AI-supported work that can be fully checked declines once verification demand exceeds finite review capacity; (ii) an explicitly specified assurance-adjusted educational objective has a unique, capacity-dependent optimal AI-assistance intensity; and (iii) unequal review resources can create assurance disparities even when students have equal access to AI tools. Additional results establish consequence-weighted allocation of limited review time and a distributionally robust safety margin for uncertain verification demand, both under explicit assumptions. In illustrative, non-empirical scenarios, increasing weekly verification capacity from 1.8 to 3.0 hours shifts the model-optimal assistance intensity from approximately 0.35 to 0.71. The article translates these conditional results into an assessment architecture incorporating evidence checks, self-explanation, delayed unaided transfer, and equity safeguards. It specifies an experimentally testable research programme, while explicitly avoiding any claim that the illustrative parameters are measured educational effects.

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Published

20-10-2026

Issue

Section

Education and Learning Innovation

How to Cite

The Learning Assurance Frontier: A Capacity-Constrained Theory of Generative AI, Knowledge Verification, and Independent Learning Transfer. (2026). Journal of Advanced Multidisciplinary Studies (JAMS), Page 16-31. https://jamsjournal.org/JAMS/article/view/762

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